Circular hits your inbox.
Evidence pack is ready.
OnFinance AI ingests every RBI, SEBI, IRDAI, and PFRDA circular, detects what changed at the paragraph level, maps the shift to your policy register, and assembles a timestamped evidence pack before your next committee review.
Compliance teams rebuild the same report every time a rule shifts
A new circular lands. Someone needs to read the full document, compare it against the previous version, and identify which provisions actually changed and which are restatements.
The changed provisions must map to internal controls. Which policies need updating? Which teams need to be notified? The institutional knowledge for this lives in one person.
The evidence must be documented. RBI inspection teams expect a structured record: what changed, when, who was informed, and what action was taken. Assembling this by hand takes days.
From circular to evidence pack in minutes
Track
Automated ingestion of circulars from RBI, SEBI, IRDAI, and PFRDA publication feeds as they are released. Source URL and publication timestamp preserved.
Analyze
LLM-powered change detection reads the new circular against prior versions and identifies which provisions changed, which were added, and which were removed. Paragraph-level attribution preserved.
Package
Generates a timestamped evidence pack: changed provisions mapped to your policy register, a gap assessment, and a signed audit trail ready for your next committee review.
Built for the inspection team, not just the compliance team
Each evidence pack includes the source circular reference, the prior version, a paragraph-level change description, the date of issue, and the regulatory authority. Everything an RBI inspection team expects, without manual assembly.
See the full productWhat the platform reads and tracks
Four major Indian regulators. Master Directions, Master Circulars, notifications, and amendments tracked in one place.
RBI Circulars
Master Directions, Master Circulars, Department notifications, and standalone circulars across banking, NBFC, and payments regulation.
SEBI Circulars
Circulars covering brokers, depositories, mutual funds, and listed companies. Compliance obligations mapped by market participant type.
IRDAI Amendments
Insurance regulatory circulars and amendment notifications, tracked with particular attention to product guidelines and solvency requirements.
PFRDA Notifications
Pension fund manager circulars and operational guidelines, including amendments to investment guidelines and reporting obligations.
Cross-Document Reasoning
Amendments that reference prior circulars by code are resolved automatically. Paragraph-level attribution is preserved across the document history.
Policy Register Mapping
Changed provisions are mapped to your internal policy register. The platform identifies which policies need updating based on the specific provisions that changed.
Which financial institutions are covered
The platform is built for Indian financial institutions subject to RBI, SEBI, IRDAI, and PFRDA regulation.
Scheduled Commercial Banks
Public sector, private sector, and foreign banks regulated by RBI.
Non-Banking Finance Companies
NBFCs with asset management, lending, and deposit-taking functions under RBI oversight.
Insurance Companies
Life, general, and health insurers regulated by IRDAI.
Mutual Funds
Asset management companies and fund managers under SEBI and PFRDA.
Regulatory analysis and compliance operations
The Compliance Officer Day: What Still Takes Too Long and What Automation Changes
A look at how an Indian bank compliance officer actually spends a day when a new RBI circular drops.
Mapping Regulatory Changes to Controls: The Step Most Tools Skip
When a circular changes a provision, the harder work is figuring out which internal controls need updating.
LLMs on Regulatory Text: Where They Are Accurate and Where They Are Not
An honest account of what large language models handle well in regulatory circular analysis and what requires human review.
Plans sized for compliance teams, not enterprise procurement
All plans include the core circular tracking and evidence pack assembly. Compliance Suite adds policy register mapping and multi-regulator coverage.
Compliance teams building with us
We are working with compliance officers at Indian banks and NBFCs to shape what the platform tracks and how evidence packs are structured. If you handle regulatory circulars, we want to talk.